Borrower’s Request to Participate in RMFM Program (Exhibit 3) (download copy here).
All residential foreclosure cases for homestead residences that were filed on or after July 12, 2010 are automatically referred to the RMFM Program. If your case was filed before this date, you may request a referral to the RMFM Program by filing this form. File this request with the Court and mail a copy of the request to the lawyer for the Lender.

Borrower’s Request for Plaintiff’s Disclosure for Mediation (Exhibit 6) (download copy here)
Borrowers may request the following from lenders using this form:
1) Documentary evidence the plaintiff is the owner and holder in due course of the note and mortgage sued upon;
2) A history showing the application of all payments by the borrower during the life of the loan;
3) A statement of the plaintiff’s position on the present net value of the mortgage loan; and
4) The most current appraisal of the property available to the plaintiff.

Sign this form and mail, fax, hand-deliver, or email it as a pdf to the RMFM office either via fax (561) 598-6265 or via email to ekelly@palmbeachbar.org. This form must be delivered to the RMFM office no later than 25 days before mediation (in other words at any time until 25 days before the scheduled mediation date). The lender must transmit the disclosure to the Program’s web-enabled IT platform at least 10 business days before the scheduled mediation date and the RMFM Program will mail a copy to the Homeowner.

BORROWER’S FINANCIAL DISCLOSURE FOR MEDIATION
All borrowers must speak with a foreclosure counselor and submit financial disclosure to the RMFM program before mediation can be scheduled.

Borrower’s Foreclosure Mediation Financial Worksheet (Exhibit 5) (download copy here).
All Homeowners who are participating in the RMFM Program must complete this form and mail, hand-deliver or fax a signed copy of the Release (see below or see page 3 of the Worksheet) to the RMFM Office. You should complete the information for this form with your foreclosure counselor, who will then upload this document onto our web-enabled IT Platform to be shared with the lender. You must complete this Worksheet in order to proceed to mediation.
Please attach to this Financial Worksheet the following:

Release - Borrower’s Foreclosure Mediation Financial Worksheet (download copy here).
Homeowners must sign and then mail, hand-deliver or fax the Release to the RMFM program before the Program can schedule mediation.
Mail or hand-deliver to: Palm Beach County Bar Association, RMFM Program, 1601 Belvedere Road, Suite 304E, West Palm Beach, FL 33406.
Fax to: (561) 598-6265
You can also email the release as a .pdf to ekelly@palmbeachbar.org

Fannie Mae Hardship Form 1021 (download copy here).
If you are seeking a short-sale or deed in lieu of foreclosure, you must fill out and file this form as well as the Financial Worksheet above. You may mail, hand-deliver or fax this form to the RMFM program, or attach it as a .pdf to an email to ekelly@palmbeachbar.org.

Additional Documents that most banks require if you are seeking a loan modification:
Proof of Income – in addition to paystubs, banks also want proof of any other income you may have such as rental income, contribution letters from children or parents, copy of benefits letters for Social Security;

Child support or alimony – copies of written legal documents or court decrees stating amounts payable and period of time

If someone else is contributing to the mortgage payment (such as an adult child or parent), then write a letter describing this contribution and have the person contributing sign and date the letter.

If renting out part of the house, attach a copy of the rental agreement and proof of payment.

Bank Statements – four most recent statements from banks

Tax From 4506T (download copy here) and two years’s signed returns (2009 & 2010)

Dodd-Frank Certification Form (download a copy here). Be sure to check one of the boxes, sign and date.

Utility bill – most recent, showing your name and address

If you are seeking a HAMP Modification, through the Making Home Affordable Program, then you will also need to fill in and sign the Request for Modification and Affidavit (RMA Form) download a copy here).This form captures information on the homeowner’s income, expenses, other liens, and liquid assets. It includes a Hardship Affidavit. It must be signed by all borrowers.